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Responsible use of your credit card allows flexibility and leverage as it helps people manage their money. By using the principle of interest rates in credit, it allows large and expensive purchases like buying furniture and appliances.
Payment for these large purchases can be extended over a specific period to make it more […]

If you are thinking of applying for a credit card there are some issues that you should acquaint yourself with upfront. One of the things you should definitely be aware of is that there is no uniform code for exactly what fees and interest rates a company can charge, there are upper limits, but within […]

Our buying power today is based predominately on our credit rating. This is even more true today with the advent of computers and instant credit reports from companies such as Equifax and Transunion. It is virtually impossible to do business without a credit card, especially online where nearly every purchase requires a credit card.
Those with […]

Credit cards have long been a popular form of purchasing items on a “chargeable” or borrowed term. Let’s look at some of the advantages and disadvantages.
The advantages of having a credit card are:
1. Security, since one does not have to carry a large amount of cash to purchase certain items.
2. Convenience. In case one […]

Recent studies suggest that the amount of people jumping on the investment property bandwagon is set to rise over the next six years, due to the 2012 Olympics. As with the many other benefits brought about by London’s hosting of 2012 Olympics, this predicted increase in investment property will not just affect London but all […]

If you’re in a really bad situation, and you just can’t even make your minimum payments this month, don’t worry. You can negotiate your debts, and pay back much less than you owe - as long as they get their debt plus interest in the end, no-one is expecting you to pay the full amount […]

Despite the fall in house prices in the last few months of 2005, recent studies suggest that house prices in 2006 are set to rise. With all the rising and falling it can be hard to weigh up the advantages and disadvantages of buy to let properties. We examine what you need to take into […]

You may be surprised to hear that adverse credit affects many people up from all different walks of life. Recent studies reveal that an increasing number of people are getting into adverse credit problems and finding it difficult to get themselves out of debt. This can be partly attributed to the leniency of the lenders […]

If you’ve got a really unmanageable amount of credit card debt, you might be considering a consolidation loan. A consolidation loan is a loan that you can use to pay off all your debts, meaning that you can pay them off for less money without having to worry about lots of different bills. Like anything, […]

Is the income earned from renting out your property taxable?
Yes buy to let tax is applicable on the income which you earn from a buy to let property and will need to be declared in full when filling out your tax return. However, you will be able to deduct certain expenditures from the amount of […]